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The Banking Frontline 03 June 2026

Issue: 1234


·    At Rs 400 crore every trading hour, FII secondary market selling in 2026 so far runs at twice the 2025 pace.

·    RBI to conduct Rs 50,000 crore 2-day variable rate repo auction on June 3.

·    Silver imports face stricter rules as government mandates DGFT approval.

·    Global economy could enter ‘red zone’ if Strait of Hormuz remains disrupted, warns IEA's Fatih Birol.

·    India, US begin three-day talks to finalise details of trade pact.

·    US sanctions Iran’s top crypto exchange Nobitex in ongoing push for deal,

·    Tik Tok founder Zhang Yiming surpassed Mukesh Ambani to become Asia’s second-richest person after a rise in ByteDance Ltd.’s valuation.


India to launch Producer Price Index, new WPI series on June 15: The commerce ministry will on June 15 release a new price index, called the Producer Price Index (PPI), to measure factory-gate costs. The PPI will be released with the revamped Wholesale Price Index (WPI), with the base year 2022-23, the ministry officials said on June 2. Currently, the base year of WPI is 2011-12. The PPI data will not be released on a consolidated basis but through three indices; Input PPI, Output PPI, and Services PPI. The Services PPI will be released quarterly, while the other two will be published every month, the officials said. For five years, the ministry will publish the WPI, and the three indices parallelly. But after five years, a final call will be taken if the PPI will fully replace the WPI. "We can’t say for sure if that will happen, as we have to assess whether or not the accurate price trends are being captured by the PPI," one of the officials said.

(Moneycontrol)

India slips to seventh in global market cap rankings as South Korea pulls ahead: India’s equity markets slipped to seventh place in terms of market capitalisation on Tuesday as heavy ?foreign selling, weak earnings growth and limited exposure to AI-linked stocks allowed ?South Korea’s chip-heavy market to overtake it. South Korean stocks have rallied ?this year, driven by AI chipmakers, which have lifted ?the combined value of companies listed on the KOSPI, KOSDAQ and KONEX to $5.01 trillion, surpassing the $4.85 trillion value of firms on India’s National Stock Exchange, exchange ?data showed. About 18 months ago, India’s equity market cap was ?roughly 3.5 ?times South Korea’s and more than twice Taiwan’s. India’s Nifty 50 and BSE Sensex have lost 10.1% and ?12.5% each this year, ?while the IT index — the second-heaviest sector on the benchmarks — has tumbled 19%.

(Business Line)

OPEC+ Outlines Plans to Boost Crude Oil Production Quotas: In a move that sent immediate ripples through energy sectors and global inflation models, OPEC+ finalized a framework to raise its collective crude oil production quota by 188,000 barrels per day. The policy aims to offset supply strains amid shifting geopolitical pressures.

(Reuters)


Fintech lenders corner 77% of India's personal loan market by volume in FY26: Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more customers in smaller cities and younger demographics. Their loan book has grown significantly, and asset quality is improving. Fintech lending is becoming a key part of India's retail credit landscape.

(Economic Times)

Generali Central Life Insurance aims to double business to Rs 2,000 cr in 3 years: Generali Central Life Insurance aims to double its business to Rs 2,000 crore over the next three years, helped by the bancassurance channel. The insurance company, a 74:25 joint venture between Generali of Italy and the public sector Central Bank of India, closed the financial year 2025-26 with a first-year premium of Rs 964 crore.

(Economic Times)

DNB Bank Partners with Infosys to Overhaul Financial Crime Operations via Cloud: DNB Bank ASA, Norway’s largest financial institution, entered into an expanded cloud SaaS architecture agreement to completely modernize its Financial Crime (FinCrime) defense systems. The overhaul migrates legacy siloed platforms into a unified, AI-driven anti-money laundering (AML) and fraud-monitoring system aimed at multi-jurisdictional regulatory compliance.

(Newswire)

Soiled note disposal by RBI falls sharply in FY26 due to machine upgrades: The number of soiled banknotes disposed of by the Reserve Bank of India (RBI) dropped sharply in 2025-26 because the shredding of such notes was interrupted due to the replacement of machines. According to latest data, the central bank disposed soiled or mutilated notes of 17 billion pieces in FY26 as compared to 23.9 billion pieces in the previous financial year. This was mainly due to the replacement of Shredding and Briquetting Systems (SBS), which interrupted the disposal of soiled banknotes. Sources said the replacement and installation of such machines usually take four to five months.

(Business Standard)

IOB secures IFSCA license for GIFT City branch: Indian Overseas Bank on Tuesday said the International Financial Services Centres Authority (IFSCA) via a letter dated June 1, granted license to the PSU bank to set up its branch at GIFT City, Gujarat. This will enable the bank to participate in global offshore banking and foreign currency operations. “The validity of the license is perpetual and subject to such terms and conditions as may be specified by IFSCA,” IOB said in a filing to the exchanges.

(Business Line)

RBI may have sold gold to save foreign reserves, BE report shows: India’s central bank may have offloaded a portion of its gold holdings to shield its foreign-currency assets from the cascading fallout of the war in the Middle East, according to an analysis by Bloomberg Economics based on publicly available data. The Reserve Bank of India likely sold gold reserves worth roughly $12 billion in the two weeks through May 22, while buying $7.5 billion of foreign-currency assets, BE’s senior India economist, Abhishek Gupta, wrote.

(Business Line)


EV penetration in India crosses 10% for first time, hits record 10.7% in May: Electric vehicle (EV) penetration in the domestic retail market surpassed the double-digit milestone in May 2026, reaching an all time high of 10.7%. According to industry data, EV sales rose to 271,116 units during the month, out of total vehicle sales of 2.53 million units.  In April, EV penetration was 9.2%, with sales of 250,888 units out of total vehicle sales of 2.72 million units. EV adoption also continued to outpace the broader automotive market. While total vehicle retail sales increased 9.3% year-on-year in May 2026, EV sales jumped 45%, highlighting the faster pace of electrification. However, growth remains heavily concentrated in the two-wheeler segment. Electric two-wheelers accounted for 62.9% of total EV sales in May 2026.

(Financial Express)

Godrej Industries enters wealth management, targets Rs.1 trillion AUM by 2031: Godrej Industries on Tuesday forayed into the wealth management business, targeting assets under management (AUM) of Rs.1 trillion and a network of 35 locations over the next five years. The group also plans to list its financial services arm, Godrej Capital, by 2031 and has earmarked Rs.5,000-7,000 crore to support the growth of its lending business. The platform, branded as Godrej Wealth, will focus on affluent and high-net-worth individuals (HNIs) through a technology-enabled model. The business will primarily cater to clients with investable assets of Rs.2 crore and above.

(Business Standard)

Corporate bond sales seen slowing as borrowing rates hit 7-year high: Indian firms and non-bank lenders are slowing the pace at which they raise ?funds via bonds after borrowing costs spiked to seven-year highs, investors ?and merchant bankers said.  LSEG benchmark yields on AAA-rated corporate ?bonds in the two- to five-year maturity ?bucket rose above 8 per cent last week, the highest since January–March 2019, the data showed. In May, the two-year AAA corporate bond yield surged ?by about 40 basis points, while yields in the three- to five-year segment rose by around 30 ?basis points. Borrowing costs have risen in anticipation ?of ?higher policy rates and tighter liquidity conditions from the ?Reserve Bank of India.

(Business Line)


NPCI Rolls Out Anti-Fraud "Verified Name" Display for All UPI Apps: To combat the rising wave of digital payment spoofing, the NPCI mandated a major infrastructure upgrade for Unified Payments Interface (UPI) apps. Going forward, whenever a user scans a QR code or inputs a mobile number, the application must display the recipient’s officially registered, bank-verified name, replacing custom user aliases or fraudulent business names..

(NPCI Press Release)

Iran War Puts Reserve Bank of India in Sharp Policy Bind Over Rupee and Growth: India's central bank faces its toughest interest rate call in years as its policy meeting begins. The rupee has slided toward record lows (trading around 95.17 against the USD) due to the regional conflict, driving up crude oil import bills. While 80% of economists in a Reuters poll predict the RBI will keep the repo rate steady at 5.25%, an increasing minority anticipate hawkish guidance or a defensive rate hike to cushion capital outflows.

(Reuters)

Foreign visitors must register before 180-day limit for longer stay: Govt: The foreigners coming to India on a visa for 180 days or less will now have to register themselves "any time before the expiry of the said period of 180 days" in case they want to stay beyond the visa period, according to changes in the Immigration and Foreigners Rules, 2025 notified by the Union home ministry. The new provision, notified on Monday, will replace the previous rule that required the registration "within fourteen days after the expiry of one hundred and eighty days of arrival in India."

(Business Standard)


IMPREST

§ An imprest is a fixed cash account used by businesses to manage routine, small expenses efficiently, ensuring financial oversight and minimizing unauthorized spending.

§ The imprest system helps control unauthorized spending by earmarking funds for specific purposes and making it easier to track and flag discrepancies.

§ While traditionally managed through physical petty cash, the trend is shifting towards electronic transactions for better documentation and ease of use.


RBI KEY RATES

Repo Rate: 5.25%

SDF: 5.00%

MSF /Bank Rate: 5.50%

CRR: 3.00%

SLR: 18.00%

FOREX RATES (RBI REF. RATE)

INR / 1 USD : 95.1702

INR / 1 GBP : 128.2602

INR / 1 EUR : 110.8663

INR /100 JPY: 59.5800

EQUITY INDEX

Sensex: 74649.84 (+382.50)

NIFTY: 23483.55 (+100.95)

Bnk NIFTY: 53714.65 (+71.55)


World Bicycle Day: June 3 is globally celebrated as World Bicycle Day by the United Nations to recognize the bicycle as a sustainable, simple, and affordable means of transportation.

Historical events: June 3 holds monumental significance in history. Globally, it marks the 1989 Tiananmen Square crackdown in Beijing. In India, it is best known for the 1947 Mountbatten Plan, which detailed the partition into two independent nations, and the 1984 launch of Operation Blue Star. In Indian history, June 3 is most prominently associated with the announcement of the 1947 Mountbatten Plan. Also known as the "3 June Plan," it detailed the framework for the partition of British India into India and Pakistan, setting the path for independence.

 

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