Daily News

News Image

The Banking Frontline 04 February 2026

Issue: 1133


Govt sets up panel to analyse net FDI inflows amid subdued numbers: The central government has set up an inter-departmental committee to examine trends behind India’s net foreign direct investment (FDI) inflows, amid subdued numbers, Economic Affairs Secretary Anuradha Thakur said on February 3. The panel, comprising officers from the Department of Economic Affairs (DEA) and the Department for Promotion of Industry and Internal Trade (DPIIT), has also commissioned a detailed statistical analysis from external specialist bodies. The findings of this panel are expected within the next month.

(Moneycontrol)

India’s interests fully protected in US trade deal, $500 bn commitment over five years: Govt source: Government sources on Tuesday sought to clarify key aspects of the India-US trade agreement after US President Donald Trump’s social media post triggered questions around tariffs, energy imports and strategic autonomy. Addressing Donald Trump’s claim of a $500 billion commitment, a government source said, “Trump forgot to write $500 billion in 5 years.” Officials clarified that the figure refers to five years and includes a wide range of merchandise imports. “$500 billion dollars commitment is over a five year period, includes many merchandise goods like energy, coal, gold, silver, tech, aircraft, data centre,” a government source said.

(Moneycontrol)

Goldman Sachs upgrades India’s CY26 GDP growth to 6.9% after US tariff cut: Goldman Sachs has flagged a positive macroeconomic outlook for India following the conclusion of the US-India trade deal that lowers American reciprocal tariffs on Indian goods to 18%. In its report titled “India: US-India conclude trade deal: President Trump lowers ‘reciprocal’ tariffs on India to 18%”, Goldman Sachs noted that President Trump announced on social media a reduction in the reciprocal tariffs on Indian goods imports to 18% down from the earlier 25%, ‘effective immediately’. The report added that “on implementation, the deal would lower India’s tariff rate and bring it in line with most other Asian countries of around 15-19%”

(Business Line)


UPI transactions hit record high Rs 230 lakh crore in FY26 so far, govt tells Rajya Sabha: Transactions through the UPI touched a record value of Rs 230 lakh crore in the current financial year till December, the government informed the Rajya Sabha on Tuesday. Responding to supplementary questions during Question Hour, Minister of State for Finance Pankaj Chaudhary said UPI transaction values were growing at a fast pace. He noted that the Rs 230 lakh crore recorded so far in 2025-26 compares with a total transaction value of Rs 139 lakh crore in 2022-23.

(Financial Express)

Banks look to get export credit lines ready as US lowers tariff: Banks are poised to reopen credit lines for Indian export sectors following the US's reduction of import tariffs to 18%. This move is expected to quickly revive exports of garments, gems, jewelry, leather, and chemicals, leading to increased demand for bank loans. Public sector banks anticipate leading this export credit rebound in the coming quarters.

(Economic Times)

Bharti AXA Life Insurance, Equitas Small Finance Bank ink pact: Bharti AXA Life Insurance has partnered with Equitas Small Finance Bank. This collaboration aims to expand life insurance access. Equitas Small Finance Bank's network will offer Bharti AXA Life Insurance's savings and retirement plans. The partnership seeks to boost financial preparedness, especially in semi-urban and rural areas. It strengthens the distribution of life insurance products across India.

(Economic Times)

Ex-SBI MD Vinay Tonse to succeed Prashant Kumar as Yes Bank MD & CEO: Yes Bank late on Tuesday disclosed to the stock exchanges that the RBI has approved Vinay Muralidhar Tonse as the MD & CEO of the bank for a period of three years. Tonse’s appointment is subject to shareholder approval. Tonse will succeed Prashant Kumar as the MD & CEO of the bank. Kumar’s term as MD & CEO was extended by six months by the regulator, effective October 6, 2025. His term is scheduled to end on April 6, 2026. Tonse, like Kumar, is a former State Bank of India (SBI) banker. He retired from SBI in November 2025 as managing director, heading the bank’s retail operations.

(Business Standard)


Sensex surges over 2,000 points on India-US trade deal, posts biggest single-day gain since November 2024: Markets witnessed a sharp rally on Tuesday, with the Sensex soaring 2,072.67 points or 2.54 per cent to close at 83,739.13, marking its biggest single-day gain in terms of points since November 22, 2024, when it had jumped 1,961.32 points, FPIs returned as big buyers on Tuesday, thanks to Indo-US trade deal. The Nifty 50 surged 639.15 points or 2.55 per cent to settle at 25,727.55, driven by a landmark India-US trade agreement that significantly eased tariff concerns. The Nifty, in fact, opened higher at 26,308.05 and rose further to 26,341.20, almost near its all-time high of 26,373.20, before turning weak from the peak.

(Business Line)

Walmart becomes first retailer to hit $1 trillion market value: Walmart became the first retailer ever to hit $1 trillion in market valuation on Tuesday, riding on ?a year-long rally that has seen its shares rise nearly 26%, placing it among the ?ranks of Big Tech heavyweights such as Nvidia and Alphabet. Walmart’s ascent has been notable as it has managed to tap into a mix of appealing simultaneously to higher-income customers seeking value and convenience and retaining its core base of lower-income shoppers. The stock has surged 468% over the past decade, outpacing the S&P 500’s 264% gain, in part due to that dual strategy, which competitors have struggled to replicate.

(Business Line)

Rupee sees best day in 6-years; analysts see more gains on US trade deal: The Indian rupee posted its strongest intraday session in nearly six years on Tuesday after India sealed the long-awaited trade deal with the US. Analysts expect the currency to strengthen further in the coming months. The currency opened 1.23 per cent higher at 90.39 level on Tuesday against the greenback, and rose as much as 90.13, or 1.56 per cent, the steepest gain since March 26, 2020. So far this year, the currency is down 0.28 per cent and has declined 5.17 per cent in the financial year to date. The rupee’s gains come after India and the US reached a trade agreement following months of negotiations, although details are yet to be released.

(Business Standard)


Spain considers social media ban for under-16s, joining others in Europe: Spain plans to ban social media access for children under 16, Spanish Prime Minister Pedro Sanchez said Tuesday, in a move designed to shield young people from the harms of online content. The progressive Spanish leader spoke at a summit in the United Arab Emirates, where he chided the world's biggest tech companies for allowing illegal content such as child sex abuse and nonconsensual sexualised deepfake images and videos on their platforms, saying that governments also needed to "stop turning a blind eye."

(Business Standard)

RBI to start 3-day deliberations on interest rate from Wednesday:  The Reserve Bank's rate-setting panel will start its three-day brainstorming for the next bi-monthly monetary policy on Wednesday in the backdrop of growth-focused Union Budget, low inflation and more recently the long-awaited India-US trade deal ending prolonged uncertainty on the external front. Experts are of the view that the Reserve Bank of India (RBI) has already reduced the key short-term lending rate (repo) by 125 basis points since last February, and may go for status on rates as there are no pressing concerns on either growth or inflation. However, some are of the opinion that the central bank may go for one more rate to further borrowing cost.

(Economic Times)

RBI asks banks to stay open on March 31 to close FY26 govt accounts:  The Reserve Bank of India (RBI) on Tuesday said the government has asked banks handling government receipts and payments to remain open on March 31, 2026, to ensure that all government transactions are accounted for within the current financial year. Hence, the RBI has asked agency banks to keep all branches dealing with government business open for customer transactions on Tuesday, March 31. The move is aimed at facilitating the timely booking of receipts and payments pertaining to the financial year 2025–26, which concludes on the same day.

(Business Standard)


Individually Validated Export License

§ An Individually Validated License (IVL) is a specific, government-issued authorization required for exporting controlled items—such as defense articles or high-tech goods—to designated destinations or end-users.

§ Unlike general licenses, an IVL requires a detailed, transaction-specific approval process before shipment is permitted, ensuring compliance with national security and foreign policy.


RBI KEY RATES

Repo Rate: 5.25%

SDF: 5.00%

MSF /Bank Rate: 5.50%

CRR: 3.00%

SLR: 18.00%

FOREX RATES (RBI REF. RATE)

INR / 1 USD : 90.4495

INR / 1 GBP : 123.8875

INR / 1 EUR : 106.8558

INR /100 JPY: 58.1900

EQUITY INDEX

Sensex:  83739.13 (+2072.67)

NIFTY:    25727.55 (+639.15)

Bnk NIFTY: 60041.30 (+1422.30)


World cancer day: 4th February is primarily observed worldwide as World Cancer Day, an international initiative led by the Union for International Cancer Control (UICC) to raise awareness, improve education, and catalyze personal, collective, and government action against cancer. The 2026 theme focuses on "United by Unique," emphasizing personalized, patient-centered care.

Historical events: February 4 marks significant historical events, including the 1922 Chauri Chaura incident in India that led to the suspension of the Non-Cooperation Movement, and the 1948 independence of Sri Lanka.

 

****Have a nice Day****

 

Visit our website www.thebankingupdates.com

For Regular updates, Monthly e-magazines & Promotion Study materials

 

CLICK HERE TO JOIN OUR COMMUNITY TO GET DAILY UPDATES

 

Contact us: # 8261802533

Email:  bankingupdates2020@gmail.com